Affirm

About Affirm

Affirm is a financial technology company that offers buy now, pay later services with no hidden fees or compounding interest. Consumers can pay over time with flexible payment plans.

Affirm provides point-of-sale financing and payment solutions for consumers and businesses. Consumers can choose from multiple payment options, including 0% APR pay-in-4 or longer-term loans with interest rates from 0–36% APR. Businesses integrate Affirm's checkout solution to offer these payment options, which can increase conversion and average order value. Affirm also offers the Affirm Card and Affirm Money account. The company generates revenue through merchant discount fees and interest on loans.